Now let me assure you this is an experience you can pass if it comes up. While in college, I went with my roomie to his family farm during the spring break, to help take care of the place while his parents were on a trip that week. We had just stripped down in the barn after slopping the hogs, and Wes suggested taking the horses for a run to get them exercised. He said we didn't need to bother with the saddles, so who was I to question farm boy. We got on the horses and headed out, not worried about being naked, since there were no neighbors close by. Not being an experienced rider, I made sure to keep my legs tightly around the horse, and tried not to bounce when possible. Well, after less than half an hour I had to tell Wes we needed to head back. My thighs, balls, cock and ass were burning from rubbing the coat of this mare, and I could barely stand up when dismounting. I developed a rash in those areas, and was unable to wear anything below the waist for the next three days. Good thing his parents were not around during my recovery, as I spent that whole time only wearing a tank top, if anything at all. Wes thought it was hilarious (apparently he was used to riding bareback and was fine), but I made him apply salve to my crotch area three times a day. Funny that he never complained about helping me out.